Strong wind storms can cause more than fallen branches and power outages in Winnipeg. A sudden gust can send tree limbs, debris, or other objects into a vehicle, while severe winds can also damage windows, mirrors, doors, and body panels. Even if your car still starts and appears drivable, wind damage can create safety problems that are not immediately obvious.
If your vehicle has been damaged by a wind storm, your first priority should be safety. Once you are in a safe location, document the damage, report the loss to Manitoba Public Insurance (MPI), and determine whether the vehicle can be driven or should be towed.
Here’s what to do after wind damage to your car in Winnipeg.
Check Your Vehicle for Wind Damage
Before moving the vehicle, take a careful look at the damage. Wind storms can affect several parts of a vehicle, including:
- Cracked or shattered windows
- Damaged windshield
- Broken side mirrors
- Dents or scratches from flying debris
- Damaged roof, hood, or doors
- Fallen tree branches on the vehicle
- Loose or damaged body panels
- Damaged lights
- Water entering through broken glass or openings
Do not assume that minor-looking damage is harmless. A damaged windshield, loose body panel, or broken mirror can affect your visibility and control while driving.
If a tree or large object has fallen on the vehicle, avoid trying to move it yourself. The vehicle may have structural damage, and moving the object could make the situation more dangerous.
Take Photos and Document the Wind Damage
Before cleaning up or repairing anything, take clear photos of the vehicle and the surrounding area.
Capture:
- The full vehicle from different angles
- Close-up photos of each damaged area
- Broken glass or other debris
- Fallen branches or objects that caused the damage
- The vehicle’s position at the time of the incident
- Any other visible storm-related damage
If it is safe to do so, keep damaged parts and other evidence until MPI advises you about the next steps.
Good documentation can make it easier to explain what happened and support your insurance claim.
Report the Damage to MPI
In Manitoba, vehicle insurance claims are generally handled through Manitoba Public Insurance (MPI). After a wind storm, contact MPI to report the damage and find out what you need to do next.
When reporting the claim, be prepared to provide information such as:
- When and where the damage occurred
- What happened during the storm
- What parts of the vehicle were damaged
- Whether the vehicle is currently drivable
- Photos or other documentation of the damage
MPI will explain the claim process and the available options for assessing and repairing your vehicle.
Do not arrange major repairs before confirming what MPI requires. Your claim may need to be assessed before repairs begin.
What If a Tree Fell on Your Car?
A fallen tree or large branch can cause significant damage, even when the vehicle still starts.
Check for obvious problems such as:
- A crushed roof or hood
- Cracked windshield
- Broken windows
- Fluid leaks
- Damaged lights
- Misaligned doors
- Damaged wheels or tires
- Parts hanging from the vehicle
If the vehicle has been hit heavily, avoid driving it simply because the engine starts. Structural or mechanical damage may not be visible from the outside.
If the tree or branch is still resting on the vehicle, stay clear and contact the appropriate emergency or property-management service if necessary. Do not attempt to remove a heavy object yourself.
When Should You Drive After Wind Damage?
You may be able to drive the vehicle if the damage is minor and does not affect your ability to operate it safely.
For example, a vehicle may still be suitable for a short drive if it has a small dent but:
- The windshield and windows provide adequate visibility
- Mirrors are intact and usable
- Tires and wheels are undamaged
- No fluids are leaking
- No major body parts are loose
- Doors, hood, and trunk close properly
- Lights and other essential equipment work
- There is no sign of mechanical or structural damage
Even in these situations, drive carefully and follow MPI’s instructions regarding inspection or repairs.
When Is Towing the Safer Choice?
There are situations where driving after wind damage can create additional risk. A tow truck is usually the better option when the vehicle has damage that could affect safety or roadworthiness.
Consider towing instead of driving if:
The Windshield Is Seriously Damaged
A large crack or shattered windshield can reduce visibility and compromise the vehicle’s safety. If you cannot see properly through the windshield, do not drive.
Windows or Mirrors Are Broken
A broken side mirror can create dangerous blind spots. If visibility around the vehicle is significantly reduced, towing is safer than attempting to drive.
Body Parts Are Loose
Wind can loosen bumpers, panels, trim, or other components. A loose part could detach while you are driving or become a hazard to other motorists.
The Vehicle Is Leaking Fluids
If you notice oil, coolant, fuel, or another fluid leaking after the storm, avoid driving. The damage may involve important mechanical components.
Tires or Wheels Are Damaged
A storm-related impact can damage a tire, wheel, or suspension component. Do not drive if the vehicle pulls to one side, vibrates heavily, or has visible tire or wheel damage.
A Tree or Large Object Hit the Vehicle
A major impact can cause hidden structural or mechanical damage. Even if the vehicle starts normally, driving it could worsen the damage or create a safety issue.
What Happens After You File an MPI Claim?
Once you report the damage, MPI can provide instructions on how your vehicle will be assessed and what repair process applies to your claim.
Keep your claim information and follow the instructions provided by MPI. If the vehicle is not safe to drive, tell MPI that it requires towing or transportation.
It is also helpful to keep records of photographs, claim details, towing information, and repair-related documents. Having everything organized can make the process easier if you need to provide additional information later.
Should You Drive or Tow After a Winnipeg Wind Storm?
The simplest way to think about it is:
Minor cosmetic damage + vehicle remains safe = it may be possible to drive.
Damage affecting visibility, tires, fluids, steering, structure, or loose parts = towing is usually safer.
When you are unsure, do not take the risk just to avoid a tow. A vehicle that looks mostly fine can still have damage underneath the surface.
Conclusion
Wind storms in Winnipeg can leave vehicles with anything from minor dents to serious damage caused by falling trees and flying debris. After a storm, prioritize your safety, photograph the damage, report it to MPI, and avoid driving if the vehicle has any damage that could affect safe operation.
If your vehicle is not safe to drive or you are unsure whether it should be moved, Orca Towing can help transport it safely to the appropriate location for inspection or repair.
